1. Acceptance of Terms
By accessing and using Zero Debt Credit website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
2. Service Description
Zero Debt Credit provides financial advisory, loan facilitation, insurance brokerage, investment management, and digital payment services. All services are subject to eligibility requirements and regulatory approvals.
3. User Responsibilities
Users are responsible for maintaining the confidentiality of their account credentials, providing accurate personal and financial information, and complying with all applicable laws.
4. Financial Disclaimer
All financial information, projections, and recommendations provided through our platform are for informational purposes only and do not constitute professional financial advice. Investment products carry inherent risks including potential loss of principal.
5. Fees and Payments
Service fees, interest rates, and charges are clearly disclosed before any transaction or agreement. Zero Debt Credit reserves the right to adjust pricing with thirty days advance written notice.
6. Intellectual Property
All content, logos, trademarks, designs, and proprietary tools on the Zero Debt Credit platform are protected by intellectual property laws and remain our exclusive property.
7. Limitation of Liability
Zero Debt Credit shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services.
8. Account Termination
We reserve the right to suspend or terminate user accounts that violate these terms, engage in fraudulent activities, or pose security risks to our platform.
9. Governing Law
These terms shall be governed by and construed in accordance with the laws of USA. Any disputes arising from these terms shall be resolved through binding arbitration.
10. Amendments
Zero Debt Credit reserves the right to amend these terms and conditions at any time. Changes become effective upon posting on our website with an updated revision date.